Services

At Wabash Capital, we're not just investment advisors; we're partners who understand the weight of responsibility on your shoulders. With our certification from the Centre for Fiduciary Excellence (CEFEX), we proudly offer specialized fiduciary advice tailored to foundations and endowments.

Our partners range from churches to private schools, from community foundations to various not-for-profit organizations. We work closely with the diverse committees and boards entrusted with the critical task of managing these private institutions' financial assets.

We understand that as a board member, you're more than just a representative; you're a fiduciary. Our mission is to lighten your load and help you navigate this crucial role. Our guidance is meticulously aligned with the principles of the Uniform Prudent Management of Institutional Funds Act (UPMIFA), ensuring you can fulfill your fiduciary obligations confidently and effectively.

Join us at Wabash Capital, and together, let's weave a story of financial growth and security for your institution.

At Wabash Capital, we serve as your dependable navigator, guiding you through the complex world of retirement plan sponsorship. We understand the intricate layers of ERISA laws and the Pension Protection Act of 2006, and we're here to help you establish a clear, compliant decision-making process.

Partnering with us brings you a trove of benefits:

- Enhanced plan compliance,

- Minimized liability,

- Reduced resource allocation for legal compliance.

As an ERISA Section 3 (38) "Investment Manager", we take on the mantle of fiduciary responsibility for specific plan decisions, offering a suite of comprehensive services:

1. Establish and oversee a detailed decision-making process,

2. Provide fiduciary management and ensure regulatory compliance,

3. Propose an apt Investment Committee composition,

4. Arrange Investment Committee meetings and document minutes,

5. Train appointed Committee members on their fiduciary duties,

6. Draft an investment policy statement (IPS) for the Sponsor's approval,

7. Define the plan's goals, monitor progress annually,

8. Select mutual funds aligned with the Plan's IPS,

9. Develop Asset Allocation Models using the plan's investment options,

10. Review investment options quarterly,

11. Evaluate and select qualified default investment alternatives (QDIA),

12. Conduct an annual review for 404(c) compliance,

13. Benchmark fees and expenses annually as required under ERISA Section 408b-2,

14. Issue RFPs or RFIs for investment-related plan providers every three years.

Join Wabash Capital, and let us sail together towards a future where retirement plan management is simplified, and fiduciary obligations are fulfilled with ease and precision.

At Wabash Capital, we believe that every employee deserves a robust investment experience that bolsters their financial future. That's why we offer individualized attention to each participant, providing ongoing, personalized investment advice.

Experience tells us that this approach can elevate employee engagement levels as employees start to feel more secure and confident about their financial future. But we don't stop there.

We also provide periodic Outcome Reports. These crystal-clear updates allow employees to understand where they currently stand in their journey towards their retirement savings goals. Additionally, these reports highlight areas where changes can enhance their results, keeping them on track towards a secure and comfortable retirement.

With Wabash Capital at your side, financial stability is not just a distant dream, but a journey we undertake together, one step at a time.

At Wabash Capital, our guiding principle is simple - to put your interests first. As a fee-only advisor, we are not influenced by third-party fee arrangements. We're proud to maintain complete transparency in our compensation, accepting no incentives from companies offering investment products. This allows us to provide advice tailor-made for your unique circumstances, free from conflicts of interest.

Our beliefs are steadfast:

Trust is the cornerstone of every relationship we build. We strive to earn your trust by providing sincere, conflict-free advice at every step.

Personalization is key. We know that each investor is unique, and we strive to build a tailored investment plan designed to meet or even exceed your long-term financial goals.

Diversification and Rebalancing are essential. By diversifying across multiple asset classes and periodically rebalancing your portfolio, we aim to generate superior performance with less volatility.

Commitment during challenging times is crucial. Navigating the market's ups and downs can be tough, but staying committed to a carefully crafted investment strategy is paramount for success.

Choose Wabash Capital, where we stand by you, for you, helping carve your path to financial success.

At Wabash Capital, we understand that every investor has unique needs, which is why we offer comprehensive management for a wide array of account types and registrations:

Personal Investment: Whether you're looking for individual or joint account management, we offer personalized service that caters to your specific needs.

Trusts: We'll help manage your trusts efficiently and prudently, safeguarding your assets for future generations.

Retirement Accounts: From Traditional IRAs, Rollover IRAs, to Roth IRAs, we guide you through the complexities of retirement account management, aiming for a future where your golden years are secure.

401(k) Management: Whether it's handling a rollover from a previous employer's plan or managing your existing 401(k), we've got you covered.

403(b) Plans: We cater to public school employees, certain tax-exempt organizations, and ministers with expert management of 403(b) plans.

Simple IRA and SEP IRA Plans: Perfect for small businesses and the self-employed, we provide comprehensive management for Simple IRA and SEP IRA plans.

Choose Wabash Capital, and let us assist you in making informed investment decisions across all your accounts. We're here to simplify, guide, and optimize every step of your financial journey.

Wabash Capital is dedicated to providing personalized service that adapts to every institutional client's unique needs. Our approach encompasses two vital elements - fiduciary compliance and investment advisory.

Fiduciary Compliance Services:

1. Steward Training & Development: We'll educate your team, enhancing their financial stewardship skills.

2. Conflict of Interest Policy: We'll help establish policies and procedures to manage potential conflicts of interest effectively.

3. Ethics Policy Development: We'll assist in crafting robust ethical guidelines for your institution.

4. Institutional Goals & Objectives Review: We'll review and fine-tune your goals, aligning them with your institution's broader vision.

5. Investment Policy Statement (IPS) Review & Development: We'll evaluate and shape your IPS, ensuring it aligns with your financial strategy.

6. Cash Flow Analysis: We'll provide a comprehensive analysis of your cash flows, guiding you towards financial efficiency.

7. Spending Policy Analysis & Development: We'll assist in creating a balanced spending policy that supports your institution's financial health.

Investment Advisory Services:

1. Investment Policy Implementation & Oversight: We'll ensure your IPS is effectively executed and overseen.

2. Asset Allocation Analysis: We'll conduct detailed analysis of your asset distribution, optimizing for performance and risk management.

3. Sector Analysis: We'll evaluate each asset class within your portfolio, ensuring balance and diversification.

4. Investment Managers Review: Our qualitative analysis includes evaluation and selection of the best investment managers for your institution.

5. Performance Calculation & Monitoring: We'll diligently calculate and monitor your portfolio's performance, providing regular updates.

Wabash Capital maintains individual performance records for each client account and combines these into composites. Institutions wishing to review our performance history can do so by scheduling a meeting with one of our advisors.

Choose Wabash Capital, and let's align our expertise with your aspirations, fostering a successful financial future.

Wabash Capital is committed to empowering a diverse range of non-profit organizations, including various church denominations, private schools, colleges, and others. We provide expert guidance in managing endowment or foundation assets, working hand-in-hand with designated members of your Finance Committee.

We help you implement prudent fiduciary practices, including:

1. Investment Policy Statement Development: We assist in crafting a clear policy that outlines roles, responsibilities, and the roadmap for your investments.

2. Spending Policy Guidance: We work with the Committee to define a sustainable spending policy, ensuring the longevity of your endowment for generations to come.

3. Investment Policy Execution: We guide you in executing your Investment Policy Statement effectively, including making asset allocation decisions and selecting money managers.

By adopting prudent fiduciary practices, your organization can manifest good stewardship of the funds entrusted to you by your community. Over time, this trust can translate into more frequent and larger donations, further solidifying the financial health of your organization and fortifying your mission.